The Workers Care Program and their Affiliates specialize in helping large companies reduce costs and increase bottom line profits by offering cutting edge insurance products with expanded wellness benefits, including free universal life policies for their employees.

We are proud of this. Our edge comes from a solid grasp of the healthcare benefits landscape and a dedication to innovation. We enhance your existing benefits through strategic, compliant solutions without out-of-pocket costs for you. Our network of expert providers enables us to offer unique solutions, making what seems too good to be true a reality for your business. Just give us a chance to prove exactly how this works.

There is no true net cost for the employer or qualified employees. The program is fully funded out of the tax savings that are generated by implementing this program. We have a couple different options based on client preferences, but there will never be any upfront or out-of-pocket costs to implement this, and the additional tax savings and reduced expenses drop straight to the bottom line increasing profitability and enterprise value.

There is no cost or obligation to receive a proposal, we simply need to preform a quick discovery call the ensure your company can qualify prior to preparing a proposal.

This program can help solve recruitment, retention, and revenue concerns and/or goals that employers have. It gives them a competitive edge by offering additional benefits and perks that can help recruit talented employees to grow the company and retain them for longer compared to other companies that don't offer these types of benefits and incentives.

All our team needs is a simple payroll report called a "census" to calculate the projected tax savings (confidential info can be redacted). Then, assuming you want to move forward, a simple payroll integration is set up via API (we handle that with your payroll department/service). Then we'll spend a couple weeks to help explain how the program works to the employees as well as the additional benefits that they now have access to, and that's pretty much it.

Nope, this program does not change or replace anything you currently have in place - it is purely an enhancement. So whether your organization currently offer benefits or not, this program basically just bolts on.

There is no need to switch providers. We offer a supplementary plan that works alongside your existing coverage, enhancing benefits without requiring any hassle or changes.

Absolutely not. Your staff can keep their current doctors. Our plan adds value by offering additional options for healthcare and savings, recommended by their doctors, without any mandatory changes.

Our onboarding team handles everything so you don't have to. Our goal is to ensure your employees are well-informed and engaged with the additional benefits they now have access to and will have a point of contact with our team if any questions come up.

Yes absolutely - compliance is critically important with these types of programs. Understanding and following the tax code as it's written is the single most important factor, because if it's done incorrectly, it defeats the purpose of the tax savings and incentives. For that reason, we have multiple legal opinion letters as well as backing from an A-rated insurance carrier (who is literally in the business of calculating risk). Likewise, it has also passed the legal teams of many Fortune 500 clients - which means A LOT of due diligence has been done it. That said, we're happy to provide you with every ERISA document, tax code citation, and legal opinion that you could possibly need to make an educated decision on a program like this.

Feel free to submit a form on our website and someone will reach out asap (5-10 min Q&A call). If you're interested, they'll set you up with a comprehensive presentation with a licensed advisor. After that, it takes our onboarding team approximately 3-5 weeks to get your payroll integrations set up/educate the employee base, but then it's pretty much hands off from there

Our organization gets compensated by the Insurance Company for bringing on qualified participants. Since the employer or the employee do NOT pay any out of pocket costs for the program you are not paying us a penny.

In order to qualify the business must have a minimum of 25 Full Time W2 Employees.

There are numerous Companies that offer "pieces and parts" of what we are offering, but the Workers Care Program is unique in it's level of comprehensiveness. Additionally we are constantly searching the market for new programs to ensure our clients get the best fit for their company and their employees.